Aegon Retirement Readiness Survey

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Aegon Retirement Readiness Survey 2017:Successful Retirement - Healthy Aging and Financial Security

The sixth annual Aegon Retirement Readiness Survey confirms that the gap between people's expectations for retirement and the reality remains stark. What's more, it illustrates that health and wealth in retirement are closely linked.

In a world in which one in five people can expect to live beyond their 90th birthday, governments in many countries are coming under increasing strain to meet the costs associated with an aging society. Traditional ways of looking at retirement are also changing.

People see retirement as an active stage of life in which they aspire to stay socially connected, involved in their communities, and continue to work in some capacity. These changes open up the possibility for greater dialogue about the two elements necessary to prepare for retirement: wealth and health.

The survey finds that workers who are in excellent or good health have a more positive outlook about their future retirement compared with those in fair or poor health. This highlights a disconnect between the concerns people have about their health in older age and their current health-related behaviors.

The survey also finds that improvements in how workers are financially preparing for retirement are slow. The research continues to point to the importance of having a written retirement plan, saving early, and saving habitually.

The Japan country report finds that Japanese workers score substantially below the global average when it comes to retirement preparedness. Japanese workers are slightly more concerned about their health in older age than those globally. However, they are less likely to recognise a direct link between their behaviour today and their health in older age. Individuals across all levels of health should be further encouraged to engage in behaviors to try and achieve a comfortable retirement nonetheless.

Aegon Retirement Readiness Survey 2017
Global Report
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Japan Country Report
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  • Japan remains in last place in the 2017 Aegon Retirement Readiness Index.
  • Japanese workers and retirees expect their government to fund half of their own income in retirement.
  • Just three-in-ten (29 percent) Japanese workers claim to be habitual savers, ten percentage points below the global average.
  • Habitual savers enjoy a brighter retirement outlook.
  • Just four percent of Japanese workers have a retirement plan in writing.
  • Health is a key factor in securing a comfortable retirement.
  • Japanese workers in excellent health are better-positioned to achieve retirement readiness.
  • Health in older age is a concern to 86 percent of Japanese compared to 82 percent globally.

These are the main findings of Aegon's fifth Retirement Readiness survey, an investigation in 15 countries into what's on people's minds when they think about retirement.

Respondents and countries surveyed(*) The survey encompasses 16,000 employees and retirees in 15 countries: Australia, Brazil, Canada, China, France, Germany, Hungary, India, Japan, the Netherlands, Poland, Spain, Turkey, the United Kingdom and the United States. (For China, 1,800 employees and 200 retirees)
Period From February 6 to 18, 2017
Methodology Internet survey in each national language

Past Reports

Aegon Retirement Readiness Survey 2016

Aegon Retirement Readiness Survey 2016

Aegon Retirement Readiness Survey 2015

Aegon Retirement Readiness Survey 2015

Aegon Retirement Readiness Survey 2014

Aegon Retirement Readiness Survey 2014

Aegon Retirement Readiness Survey 2013

Aegon Retirement Readiness Survey 2013

Aegon Retirement Readiness Survey 2012

Aegon Retirement Readiness Survey 2012

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